Financial Regulation
Introductory
Capital Adequacy
The requirement that banks and other financial institutions maintain sufficient loss-absorbing capital relative to their risks.
Why It Matters
Capital rules shape leverage, risk-taking, lending capacity, market discipline, and the resilience of institutions during stress.
Selected Literature
A short list of directly relevant archive entries.
2009
Intermediate
The Fundamental Principles of Financial Regulation
Markus Brunnermeier, Andrew Crockett, Charles Goodhart, Avinash Persaud, and Hyun Song Shin
Geneva Reports on the World Economy
2010
Intermediate
Regulating Wall Street: The Dodd-Frank Act and the New Architecture of Global Finance
Viral V. Acharya, Thomas F. Cooley, Matthew Richardson, and Ingo Walter
Wiley
2011
Advanced
Basel III: A global regulatory framework for more resilient banks and banking systems
Basel Committee on Banking Supervision
Bank for International Settlements
2013
Advanced
The Bankers' New Clothes: What's Wrong with Banking and What to Do about It
Anat Admati and Martin Hellwig
Princeton University Press
Related Cases
1996
Financial Law
United States v. Winstar Corp.
518 U.S. 839 (1996)
Government contractual commitments made during thrift supervisory mergers and later regulatory change.